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Life Insurance for Children The Grow-Up Plan | Gerber LifeInsurance coverage: Child Life Insurance, Family Life Insurance, Term Life Insurance. Apr 01, · I called Gerber, and of course they said don't cash out. But, my kids are 21, 18, and I have policies on all 3 kids. At the time it seemed wise, now it does not. I'd rather use that money in another way. Have you ever cashed out your policy? The oldest child has a cash value of a bit over $1, Gerber said I could get a loan on downdupumf.ga: Resolved. So how does it work? Like adult whole life insurance, a great benefit of the Grow-Up® Plan is its “cash value.” What is Cash Value? Cash value works like this: each time you make a monthly premium payment for your Grow-Up® Plan, Gerber Life sets aside a small amount of money. Over time, this becomes the cash value of your policy.
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